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What Is a PPO Health Insurance Plan? 

A preferred provider organization health insurance plan is one of the most common types of insurance. Here's what you should know about a PPO health insurance plan.

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What Is an HMO Insurance Plan? 

A health maintenance organization, or HMO, is a health plan that tends to have fewer expenses than other types of plans, but you may have fewer healthcare options.

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What Is a POS Health Insurance Plan? 

A POS, or point-of-service, health insurance plan is a form of managed care (HMO) with more flexibility. Here's what you should know about POS health insurance.

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What Is In-Network Care? 

In-network healthcare is when your doctor has a contract with your health insurance plan to provide healthcare for established fees. Learn more here.

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What Is Out-of-Network Care? 

Your healthcare costs can add up quickly if your doctor doesn’t have a contract with your health insurance plan. Learn more about out-of-network care here.

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What Is a Health Savings Account? 

A health savings account works with a high-deductible health plan, designed to save you money for your healthcare expenses. Here's what you should know.

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What Is a Copayment? 

A copayment, or copay, is a fee you pay each time you visit your doctor or have a prescription for medication filled at a pharmacy. Here's what you should know.

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What Is Coinsurance? 

Coinsurance is the cost of your share of a healthcare service that is covered by your insurance, after you meet your deductible. Here's what you should know.

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What Is a Deductible? 

A deductible is the fixed amount of money you pay each year toward your healthcare bills before your insurance plan kicks in. Here's what you should know.

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What Is a Family Deductible? 

A family deductible is how much your family has to pay before your health insurance coverage kicks in and pays all of your family's healthcare costs.

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What Is an Explanation of Benefits? 

An explanation of benefits, or EOB, is a statement from your insurer that explains what your health insurance will cover for healthcare — and how much you will pay.

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What Is an Out-of-Pocket Maximum? 

Out-of-pocket maximums, the most you will pay for healthcare in a typical year, are limits that help you control your healthcare spending. Learn more.

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What Are Non-Essential Benefits? 

While the Affordable Care Act established 10 essential benefits, many plans don't pay for "non-essential benefits" like chiropractic. Here's what you should know.

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What Is Balance Billing? 

Balance billing is a surprise medical bill, when your healthcare provider bills you for costs your insurance didn't cover. Here's what you should know.

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What Is COBRA? 

COBRA, or continuation of health coverage, is a program that helps you keep your insurance after you leave or lose your job. Here's what you should know.